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Assurity Life Insurance Company - Critical Illness

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AssurityBalance® Critical Illness pays a lump-sum benefit (that may be tax-free) upon the first confirmed diagnosis of a covered illness or medical procedure. Most importantly, the cash benefit is paid directly to your client – to use any way they choose!

Assurity offers both simplified and fully underwritten options.

Simplified Critical Illness

AssurityBalance Simplified Critical Illness pays a lump-sum benefit at the first-ever diagnosis of 12 covered illnesses or procedures. Guaranteed renewable to age 75, this protection is available for individuals 18 through 59 years of age. Our Simplified Critical Illness also features the Return of Premium Death Benefit. This product also offers a short application with a handful of health questions - no medical exams are required.

Critical Illness (Fully Underwritten)

Our fully underwritten Critical Illness Insurance pays the insured at the first-ever diagnosis of 21 covered illnesses or procedures. Guaranteed renewable for life, this protection is available for individuals 18 through 64 years of age. An outstanding feature, the Return of Premium Death Benefit returns 100 percent of paid premiums (less any benefits received) to the beneficiary if the insured dies of any cause other than a covered illness.

 

 

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