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E & O Insurance Coverage

Life - Health - Annuities

45 Years of Experience - Over 150,000 Agents Covered !

Select from two levels of coverage !


The Insurance Sales Network of America has teamed up with CalSurance, the largest provider of E&O insurance in the country, to offer an outstanding Errors and Omissions (E&O) program.  By teaming with CalSurance, we can ensure that you will be provided with outstanding service that will exceed your expectations coupled with a very comprehensive and competitively priced E&O product. CalSurance has over 45 years of experience and currently insures over 150,000 agents.  We have two (2) levels of coverage to select from, depending on the products you sell.  Three (3) limit options are available, up to $1,000,000 per claim, $3,000,000 annual aggregate.  Certificate of Insurance is issued immediately with online enrollment.


Level 1 Coverage for the following product lines:

  • Life Insurance (other than variable life insurance products)

  • Accident & Health Insurance

  • Long Term Care Insurance

  • Disability Income Insurance

  • Medicare Supplement Insurance

  • Fully Insured Group Life and A&H Insurance Plans, but not including Group or Ordinary Pension or Profit Sharing Plans, Individual Retirement Accounts, Keogh Plans, 401 (k), 501 (b), 412 (i) or 419 plans.

    Cost for Level 1 Coverage - $465 per year

    • If you would like to purchase Level 1, E & O Coverage, you can immediately purchase coverage online.  JUST CLICK HERE.  When you get to the next page, click on the "E&O Online Enrollment" link under 2014-2015. 

    • Deductible:  $500 per claim

    • Payment Options. 

      • Annual

      • Quarterly (with online enrollment)

      • 10 pay / year  (with online enrollment)

      If you need more information, or have questions on the E&O program, just email Judy, or call her at 877-544-3113


Level 2 Coverage for the following product lines:

  • Everything in Level 1 coverage, PLUS

  • Fixed Annuity coverage, PLUS

  • Equity Indexed Annuity coverage, but not including Variable Annuities.

Cost for Level 2 Coverage - $540 per year

  • If you would like to purchase Level 2,  E & O Coverage, you can immediately purchase coverage online.  JUST CLICK HERE.  When you get to the next page, click on the "E&O Online Enrollment" link under 2014-2015. 

  • Deductible:  $2,500 per claim

  • Payment Options

    • Annual

    • Quarterly (with online enrollment)

    • 10 pay / year (with online enrollment)

    If you need more information, or have questions on the E&O program, just email Judy, or call her at 877-544-3113

     

To participate in this program, you must be appointed with one of the following carriers:

  • AAA Life

  • AARP

  • AEGON

  • Aetna

  • AFLAC

  • Anthem / Blue Cross

  • AIG - American International Group

  • Allianz Insurance Company

  • Allstate Benefits

  • American Equity Insurance Company

  • American Community Foundation

  • American Fidelity

  • Americo Life Insurance Company

  • AmeriChoice

  • American General Insurance Company

  • American Public Insurance Company

  • Anthem Blue Cross and Blue Shield

  • Arcadian Health Plan

  • Assurant

  • Assurity Insurance Company

  • AVIVA Life and Annuity Company

  • Baltimore Life

  • Bankers Life

  • Banner Life

  • Bridge Stone

  • CIGNA

  • Colonial Life Insurance Company

  • Columbian Life Insurance Company

  • Columbus Life Insurance Company

  • Companion Life Insurance Company

  • Coventry Health Care

  • CVS / CareMark

  • CUNA Mutual

  • Dearborn National

  • Delta Dental

  • Equitable Life Insurance Company

  • Fidelity Life

  • Foresters

  • Forethought

  • F&G

  • Funeral Directors Life Insurance

  • GBU Financial Life

  • Guardian Life

  • Genworth

  • Gerber Life

  • Golden Rule

  • Greater Beneficial Union of Pittsburgh

  • Great American Financial

  • Guardian

  • Hartford Life

  • Homeland Healthcare

  • Humana

  • Illinois Mutual

  • International Medical Group (IMG)

  • John Hancock Life Insurance company

  • Kansas City Life

  • Legal & General

  • LifeSecure LTC

  • Lincoln Heritage Life Insurance Company

  • Lincoln Financial Group

  • Liberty Mutual

  • Madison National Life

  • MedAmerica

  • MetLife

  • Minnesota Life

  • Monumental Life Insurance Company

  • Mutual of Omaha

  • National Guardian Life Insurance Company (NGL)

  • National Life

  • New York Life

  • North American Company

  • Old Mutual

  • OneAmerica

  • Oxford Life Insurance Company

  • Pan-American

  • Presidential Life Insurance Company

  • Principal Financial Group

  • Pyramid Life Insurance Company

  • Royal Neighbors

  • The Hartford

  • Sagicor Life Insurance

  • Sentinel

  • State Life

  • Standard Life and Accident Company

  • Sterling Health

  • Sun Life Financial

  • Texas Life Insurance Company

  • The Standard

  • Transamerica Life

  • Travelers Insurance

  • Trustmark Life Insurance Company

  • UNICARE

  • UNUM

  • United Concordia Dental

  • United Home Life Insurance Company

  • United of Omaha

  • United World

  • UnitedHealthcare (UHC)

  • VSP Vision Care

  • Washington National

  • Wellcare

  • William Penn

  • Windsor

  • Woodman of the World / Assured

  • West Coast Life