E & O Insurance Coverage

The Insurance Sales Network of America has teamed up with CalSurance, the largest provider of E&O insurance in the country, to offer an outstanding Errors and Omissions (E&O) program.  By teaming with CalSurance, we can ensure that you will be provided with outstanding service that will exceed your expectations coupled with a very comprehensive and competitively priced E&O product.  We have two (2) levels of coverage to select from, depending on the products you sell.  Three (3) limit options are available, up to $1,000,000 per claim, $3,000,000 annual aggregate.  Certificate of Insurance is issued immediately with online enrollment.

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Level 1 Coverage for the following product lines:

• Life Insurance (other than variable life insurance products)

• Accident & Health Insurance

• Long Term Care Insurance

• Disability Income Insurance

• Medicare Supplement Insurance

• Fully Insured Group Life and A&H Insurance Plans, but not including Group or Ordinary Pension or Profit Sharing Plans, Individual Retirement Accounts, Keogh Plans, 401 (k), 501 (b), 412 (i) or 419 plans.

  Cost for Level 1 Coverage - $465 per year

  • If you would like to purchase Level 1, E & O Coverage, you can immediately purchase coverage on-line.  JUST CLICK HERE.  When you get to the next page, click on the "E&O Online Enrollment" link under 2013-2014. 

  • Deductible:  $500 per claim

  • Payment Options. 

    • Annual

    • Quarterly (with online enrollment)

    • 10 pay / year  (with online enrollment)

    If you need more information on the E&O program, just email Judy, or call her at 877-544-3113

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Level 2 Coverage for the following product lines:

• Everything in Level 1 coverage, PLUS

• Fixed Annuity coverage, PLUS

• Equity Indexed Annuity coverage, but not including Variable Annuities.

Cost for Level 2 Coverage - $540 per year

• If you would like to purchase Level 2,  E & O Coverage, you can immediately purchase coverage on-line.  JUST CLICK HERE.  When you get to the next page, click on the "E&O Online Enrollment" link under 2013-2014. 

• Deductible:  $2,500 per claim

• Payment Options

  • Annual

  • Quarterly (with online enrollment)

  • 10 pay / year (with online enrollment)

  If you need more information on the E&O program, just email Judy, or call her at 877-544-3113

   

To participate in this program, you must be appointed with one of the following carriers:

• AAA Life

• AARP

• AEGON

• Aetna

• AFLAC

• Anthem / Blue Cross

• AIG - American International Group

• Allianz Insurance Company

• Allstate Benefits

• American Equity Insurance Company

• American Community Foundation

• American Fidelity

• Americo Life Insurance Company

• AmeriChoice

• American General Insurance Company

• American Public Insurance Company

• Anthem Blue Cross and Blue Shield

• Arcadian Health Plan

• Assurant

• Assurity Insurance Company

• AVIVA Life and Annuity Company

• Baltimore Life

• Bankers Life

• Banner Life

• Bridge Stone

• CIGNA

• Colonial Life Insurance Company

• Columbian Life Insurance Company

• Columbus Life Insurance Company

• Companion Life Insurance Company

• Coventry Health Care

• CVS / CareMark

• CUNA Mutual

• Dearborn National

• Delta Dental

• Equitable Life Insurance Company

• Fidelity Life

• Foresters

• Forethought

• F&G

• Funeral Directors Life Insurance

• GBU Financial Life

• Guardian Life

• Genworth

• Gerber Life

• Golden Rule

• Greater Beneficial Union of Pittsburgh

• Great American Financial

• Guardian

• Hartford Life

• Homeland Healthcare

• Humana

• Illinois Mutual

• International Medical Group (IMG)

• John Hancock Life Insurance company

• Kansas City Life

• Legal & General

• LifeSecure LTC

• Lincoln Heritage Life Insurance Company

• Lincoln Financial Group

• Liberty Mutual

• Madison National Life

• MedAmerica

• MetLife

• Minnesota Life

• Monumental Life Insurance Company

• Mutual of Omaha

• National Guardian Life Insurance Company (NGL)

• National Life

• New York Life

• North American Company

• Old Mutual

• OneAmerica

• Oxford Life Insurance Company

• Pan-American

• Presidential Life Insurance Company

• Principal Financial Group

• Pyramid Life Insurance Company

• Royal Neighbors

• The Hartford

• Sagicor Life Insurance

• Sentinel

• State Life

• Standard Life and Accident Company

• Sterling Health

• Sun Life Financial

• Texas Life Insurance Company

• The Standard

• Transamerica Life

• Travelers Insurance

• Trustmark Life Insurance Company

• UNICARE

• UNUM

• United Concordia Dental

• United Home Life Insurance Company

• United of Omaha

• United World

• UnitedHealthcare (UHC)

• VSP Vision Care

• Washington National

• Wellcare

• William Penn

• Windsor

• Woodman of the World / Assured

• West Coast Life