|
Agents, Agents and Brokers Get Contracted with us to sell the ISN Dental Product Download the Agent Contracting Form General Agency / Brokerage Contract Products
|
Individual Dental Insurance Product
Click on Logo To Apply For Coverage
Who is eligible for coverage?
This plan is offered to individuals ages 18 and over, their spouses, and their eligible dependents (unmarried children from birth to age 19 or 23 if a full-time student – this is subject to state requirements). Coverage may also be obtained by individuals and their spouses ages 65 and older.
How are benefits covered?
Madison Dental, the insurance company behind ISN's Dental Product, pays benefits for each covered person in the following manner:
Value Plan
Primary Plan
Superior Plan
$500 Annual Maximum
$1000 Annual Maximum
$1250 Annual Maximum
Preventative Care
80/100%* Co-Insurance
No Waiting Period80/100%* Co-Insurance
No Waiting Period100% Co-Insurance
No Waiting PeriodDiagnostic Care
80/100%* Co-Insurance
No Waiting Period60/80%* Co-Insurance
No Waiting Period90% Co-Insurance
No Waiting PeriodBasic Care
25/80%* Co-Insurance
No Waiting Period25/75%* Co-Insurance
No Waiting Period80% Co-Insurance
4-Month Waiting PeriodMajor Care
PPO Discounts
No Waiting Period10/40%* Co-Insurance
No Waiting Period50% Co-Insurance
15-Month Waiting Period
* 1st year/2nd year benefits
Plans feature $50 deductibles per person per year. Over age 65 feature $100 deductibles per person per year.
Plans feature $10 office visit copays. Over age 65 feature $25 office visit copays.
Preventive: Cleanings, exams, sealants, fluoride
Diagnostic: Bitewing X-rays, full mouth X-rays
Basic: Fillings, extractions, repairs
Major: Endodontics, Periodontics, Oral Surgery, Crowns, Bridges
How soon can my coverage start?
Coverage starts on the effective date. The effective date issued will begin on the first of the month (at 12:00 a.m.) following receipt of the completed Enrollment Form and payment of the first month of premium.
Agent information only
