Critical Illness Insurance Covered Illnesses and Conditions

Mutual of Omaha's critical illness insurance pays 100% of your maximum benefit amount for these illnesses and conditions:

Heart Attack (myocardial infarction) when your:

• Heart's blood supply is blocked
• Heart has permanent tissue death and scarring
• Diagnosis is based on new changes on your electrocardiogram (ECG or EKG) and blood tests

Life-threatening cancer when cancer is:

• Malignant; and
• Growing uncontrollably outside its original area invading normal tissue

Stroke when:

• A blood vessel rupture in the brain; or
• A blood clot blocks blood flow through the brain; and
• Effects of the neurological injury last for at least 30 days

Alzheimer's disease when:

• Your neurologist diagnoses you with advanced stages of Alzheimer's; and
• You require permanent daily supervision; and
• You cannot do three or more activities of daily living by yourself

Major organ transplant when:

• There is clinical evidence of major organ failure
• Your malfunctioning organ (s) or tissue must be replaced with a suitable donor's organ (s) or tissue; and
• You are registered with United Network of Organ Sharing (UNOS)

Pays 100 percent of your maximum benefit for:

• Multiple Sclerosis (not in LA)
• Paralysis
• Kidney failure
• Blindness
• Deafness