ISN     Insurance Sales Network

 

Home


About Us

Agent Opportunities

Career Opportunities

Contact Us

Exclusive Marketing Opportunities for Insurance Companies

 

Agents and Brokers 

Sell Mutual of Omaha's

Life Products and 

GET CONTRACTED

with the 

Insurance Sales Network LLC

 

 

Mutual of Omaha - Life Products


Financial Information:

Product Information:

Mortgage Term Plus life insurance offers a variety of provisions and optional benefits that today's homeowners want including:
  • Death benefit money available so your family can stay in your home
  • Money available to help with mortgage payments if you become disabled
  • Provide an additional benefit if death is due to a covered illness
  • Waive premiums if you become unemployed
  • Refund of premium payment at the end of term if insured lives
  • $50,000 - $500,000 face amounts

 

With Term Life 10, 15, 20, 30 life insurance:
  • You choose the term for the coverage you need
    - 10, 15, 20, or 30 years
  • Premiums are guaranteed not to increase throughout the full policy term
  • You may convert the coverage to permanent life insurance if your needs change

 

You've worked hard to establish a comfortable home and lifestyle for your family. So why not protect it? Term Life Express gives you and your family peace of mind in knowing that money will be available to:
  • protect your family's lifestyle and help pay off the mortgage if you die, or
  • help make mortgage payments if you suffer a disability

Plus, you can get your premium money back at the end of the term period.

Term Life Express is simple to apply for insurance with quick underwriting (as short as three days) so you receive your policy faster. Term Life Express offers:

  • Face amounts of $50,000 to $400,000
  • A simple underwriting process

 

You've worked hard to establish a comfortable home and lifestyle for your family. So why not protect it? Term Life Complete can help give you and your family peace of mind in knowing that money will be available to:
  • protect your family's lifestyle and help pay off the mortgage if you die, or
  • help make mortgage payments if you suffer a disability

Plus, you can get your premium money back at the end of the term period.

Term Life Complete offers:

  • Face amounts $100,000 plus ($50,000 plus in New York)
  • Affordable coverage

 

Priority AccumUL features:
  • Minimum interest rate of 3% guaranteed on cash accumulation value
  • Low premiums to attain specified cash value goals
  • $50,000 minimum face amount
  • Lapse Guard™ Rider

Who needs Priority AccumUL?

Priority AccumUL may be right for you if seek a combination of life insurance and cash accumulation or retirement income and want to:

  • Supplement retirement income
  • Pay for college expenses
  • Protect cash value from the risk of market fluctuation
  • Convert your existing term life plan to permanent insurance plan

 

 

 

 

Guarantee tomorrow. Focus on today.

Today, you focus on the people who matter most, your job, your everyday life. Who has time for much else?

But you also wonder about tomorrow. Could your family continue as they do today . . . even without you?

Guaranteed Universal Life provides a solid, secure way to guarantee your family's tomorrow so you can get back to focusing on today.

Who needs GUL?

GUL provides the flexibility to design a plan that meets a variety of needs.

Different Choices, Same Guarantee

  • GUL Express - Simplify the application process and lock-in a death benefit up to $250,000. No lengthy health inquiry needed for qualified applicants. Want coverage quickly? GUL Express may be the right choice.
  • GUL Complete - Lock-in larger death benefits--$100,000 or more. You begin with the application and a health inquiry. Want more coverage at an affordable rate? GUL Complete may be the right choice.

 

Legacy SPL (single premium life insurance) features:
  • Single premium payment ($5,000 minimum premium)
  • Immediate increase in value of estate by locking in an income tax-free death benefit
  • Living benefits give you access to your money should you need it for expenses related to a chronic illness or face a terminal illness*
  • Tax-deferred growth
  • Minimum interest rate of 3% guaranteed on cash accumulation value
  • Return of Premium feature
  • Waives surrender charges on unloaned account values for selected life events such as disability, death of a spouse, or unemployment.**

Who needs Legacy SPL?

Legacy SPL may be right for you if you have a sum of money that you want to pass on. This includes persons who want to share their financial legacy with:

  • Heirs (children, grandchildren, relatives, friends)
  • Charities
  • Non-profit organizations
  • Foundations

 

Great for the Senior Market

Whole Life Express is a great product for all ages, but it really shines in the senior market.

With its simplified application and no physical exam, Whole Life Express can be the perfect policy to help defray the costs of final expenses.

Because Whole Life Express is easy to apply for, it's also easy to present to your clients. The application lets you know whether or not your client will receive a Standard rate or be declined based upon their answers to the health questions.

Cross-Sell with Medicare Supplement

When working with older individuals, Whole Life Express also provides an excellent cross-selling opportunity with Mutual of Omaha's Medicare Supplement insurance, giving seniors more control over their financial well being.

Established Families Caring for Elderly Parents

Established families head of household (ages 40-54) may be caring for elderly parents and want an affordable way to prepare for various final expenses without detracting from their financial goals of wealth accumulation and saving for other needs. Whole Life Express could help.

Six Good Reasons to Sell Our Whole Life Express Product

  • It features a simplified application
  • There is no physical exam - just a limited number of medical questions
  • It's available in face amounts of $5,000 to $25,000 (may vary by state and age)
  • It offers a level death benefit to age 100
  • 100 percent of the death benefit is paid regardless of policy year death occurs
  • It features guaranteed, level premiums

 

 

 

If you have questions about the following products please contact  Ric Clymer or by phone at:  615-371-0524

Agent information only