ISN     Insurance Sales Network of America

AIG American General Life  |   

Male
Amount / Ages		 0 - 15 16 - 17 18 - 39 40 - 44 45 - 49 50 - 55 56 - 70 71 - 99
0 - 49,999 A A A A A A I I
50,000 - 99,999 A A G G G G G G
100,000 - 249,999 A D H G G G J J
250,000 - 250,000 A D H G G G J K
250,001 - 499,999 A D H G G J J K
500,000 - 500,000 A D H G J J J K
500,001 - 1,500,000 B E H J J J J K
1,500,001 - 3,000,000 B3 E3 L N N N N O
3,000,001 - 5,000,000 B3 E3 L N N N O O
5,000,001 - 10,000,000 C3 F3 M P P P P P2
10,000,001 - 20,000,000 C3 F3 M Q Q Q Q P2

Female
Amount / Ages		 0 - 15 16 - 17 18 - 39 40 - 44 45 - 49 50 - 55 56 - 70 71 - 99
0 - 49,999 A A A A A A I I
50,000 - 99,999 A A G G G G G G
100,000 - 249,999 A D H G G G J J
250,000 - 250,000 A D H G G G J K
250,001 - 499,999 A D H G G J J K
500,000 - 500,000 A D H G J J J K
500,001 - 1,500,000 B E H J J J J K
1,500,001 - 3,000,000 B3 E3 L N N N N O
3,000,001 - 5,000,000 B3 E3 L N N N O O
5,000,001 - 10,000,000 C3 F3 M P P P P P2
10,000,001 - 20,000,000 C3 F3 M Q Q Q Q P2


Requirements Combination Key
 A  Non-Medical
 B  Individual Consideration, Financial Questionnaire
 C  Individual Consideration, Third Party Financials
 D  Non-Medical, Motor vehicle report
 E  Individual Consideration, Motor vehicle report, Financial Questionnaire
 F  Individual Consideration, Motor vehicle report, Third Party Financials
 G  Paramed to include ht, wt, bp & pulse, Full blood profile and urinalysis
 H  Paramed to include ht, wt, bp & pulse, Motor vehicle report, Full blood profile and urinalysis
 I  Paramed to include ht, wt, bp & pulse, Home office specimen (urine only)
 J  Paramed to include ht, wt, bp & pulse, Resting EKG, Full blood profile and urinalysis
 K  Resting EKG, Exam by physician, Motor vehicle report, Full blood profile and urinalysis
 L  Paramed to include ht, wt, bp & pulse, Inspection report, Motor vehicle report, Financial Questionnaire, Full blood profile and urinalysis
 M  Paramed to include ht, wt, bp & pulse, Resting EKG, Inspection report, Motor vehicle report, Third Party Financials, Full blood profile and urinalysis
 N  Paramed to include ht, wt, bp & pulse, Resting EKG, Inspection report, Motor vehicle report, Financial Questionnaire, Full blood profile and urinalysis
 O  Resting EKG, Exam by physician, Inspection report, Motor vehicle report, Financial Questionnaire, Full blood profile and urinalysis
 P  Resting EKG, Exam by physician, Inspection report, Motor vehicle report, Full blood profile and urinalysis, Third party financials
 Q  Exam by physician, Inspection report, Treadmill EKG, Motor vehicle report, Full blood profile and urinalysis, Third party financials


Footnote Key
1 For ages 40-70, where survivorship coverage is applied for, treadmill will not be required until the face amount exceeds $20 million.
2 Treadmill EKG for cause only
3 Inspection reports are required on face amounts over 1.5 million.
 

 

AIG Build Charts

AGL Term Build Chart
Male
Height PPNT PNT PT SPNT
 4' 8" 126 137 137 145
 4' 9" 131 142 142 150
 4' 10" 136 147 147 155
 4' 11" 141 153 153 161
 5' 0" 146 158 158 166
 5' 1" 150 163 163 172
 5' 2" 155 168 168 177
 5' 3" 160 173 173 183
 5' 4" 164 178 178 188
 5' 5" 169 183 183 194
 5' 6" 174 188 188 200
 5' 7" 179 193 193 206
 5' 8" 184 199 199 211
 5' 9" 189 204 204 217
 5' 10" 195 210 210 223
 5' 11" 200 215 215 229
 6' 0" 205 221 221 235
 6' 1" 211 227 227 241
 6' 2" 217 234 234 248
 6' 3" 222 240 240 255
 6' 4" 228 246 246 261
 6' 5" 234 253 253 268
 6' 6" 240 260 260 275
 6' 7" 245 266 266 282
 6' 8" 250 272 272 289
 6' 9" 255 278 278 296
 
PPNT Preferred Plus Nontobacco
PNT Preferred Nontobacco
PT Preferred Tobacco
SPNT Standard Plus Nontobacco
AGL Term Build Chart
Female
Height PPNT PNT PT SPNT
 4' 8" 123 134 134 141
 4' 9" 127 139 139 146
 4' 10" 132 144 144 151
 4' 11" 137 149 149 157
 5' 0" 142 154 154 162
 5' 1" 147 159 159 167
 5' 2" 151 163 163 173
 5' 3" 156 168 168 178
 5' 4" 161 173 173 183
 5' 5" 165 178 178 189
 5' 6" 170 183 183 195
 5' 7" 175 188 188 200
 5' 8" 180 194 194 206
 5' 9" 185 199 199 211
 5' 10" 190 205 205 217
 5' 11" 195 210 210 222
 6' 0" 200 216 216 228
 6' 1" 206 222 222 234
 6' 2" 211 229 229 240
 6' 3" 217 235 235 246
 6' 4" 223 242 242 253
 6' 5" 229 248 248 259
 6' 6" 235 255 255 265
 6' 7" 241 261 261 272
 
PPNT Preferred Plus Nontobacco
PNT Preferred Nontobacco
PT Preferred Tobacco
SPNT Standard Plus Nontobacco