American National  |   View Build Charts

Male Amount / Ages	18 - 40	41 - 50	51 - 60	61 - 99
0 - 24,999	A	A	A	D6
25,000 - 49,999	A	A	D	D6
50,000 - 99,999	B	B	C2	C4
100,000 - 250,000	C2	E3	E3	E5
250,001 - 500,000	E3	E3	E3	E5
500,001 - 1,000,000	E3	E3	G	I6
1,000,001 - 1,500,000	F	H	H	J6
1,500,001 - 3,000,000	J	J	J	J6
3,000,001 - 5,000,000	J	J	J	K6
5,000,001 - 50,000,000	J	K6	K6	K6

Female Amount / Ages	18 - 40	41 - 50	51 - 60	61 - 99
0 - 24,999	A	A	A	D6
25,000 - 49,999	A	A	D	D6
50,000 - 99,999	B	B	C2	C4
100,000 - 250,000	C2	E3	E3	E5
250,001 - 500,000	E3	E3	E3	E5
500,001 - 1,000,000	E3	E3	G	I6
1,000,001 - 1,500,000	F	H	H	J6
1,500,001 - 3,000,000	J	J	J	J6
3,000,001 - 5,000,000	J	J	J	K6
5,000,001 - 50,000,000	J	K6	K6	K6

Requirements Combination Key
A	Non-Medical
B	Oral Fluid Test or HOS w/HIV
C	Full Blood, HOS, Measurements
D	HOS, Paramed
E	Full Blood, HOS, Paramed
F	Full Blood, HOS, Paramed, Inspection
G	Full Blood, HOS, Paramed, Resting EKG
H	Full Blood, HOS, Paramed, Inspection, Resting EKG
I	Full Blood, HOS, Resting EKG, MD Exam
J	Full Blood, HOS, Inspection, Resting EKG, MD Exam
K	Full Blood, HOS, Inspection, MD Exam, Exercise EKG

Footnote Key
1	In states where Oral Fluid is acceptable,agent has OPTION of collecting Oral Fluid at time of application or of scheduling a HOS with HIV with an approved paramed service.
2	Measurements refer to record of of blood pressure, pulse, height and weight recorded on the lab ticket when blood is drawn.
3	Up to $1,000,001 the underwriter will generate a phone inspection on an "as needed" basis.
4	Measurements refer to record of of blood pressure, pulse, height and weight recorded on the lab ticket when blood is drawn; Ages 71 and up, Resting EKG, APS and if no doctor, possibility of postpone
5	Up to $1,000,001 the underwriter will generate a phone inspection on an "as needed" basis; Ages 71 and up, Resting EKG, APS and if no doctor, possibility of postpone.
6	Treadmill Requirements for all life cases. Ages 41-60 $10,000,001 and up. Ages 61-70 $5,000,001 and up. Ages 71 and up, Resting EKG, APS and if no doctor, possibility of postpone.

American National Build Charts

Affinity II Term Build Chart Male Height PPNT  5' 0" 153  5' 1" 160  5' 2" 164  5' 3" 168  5' 4" 172  5' 5" 176  5' 6" 180  5' 7" 185  5' 8" 189  5' 9" 193  5' 10" 197  5' 11" 203  6' 0" 208  6' 1" 214  6' 2" 220  6' 3" 226  6' 4" 231  6' 5" 237  6' 6" 243 Add 10 pounds for Standard Plus Non-Nicotine, Preferred Non-Nicotine, and Preferred Nicotine User PPNT Preferred Plus Nicotine Non-User

Affinity II Term Build Chart Female Height PPNT  5' 0" 137  5' 1" 141  5' 2" 145  5' 3" 149  5' 4" 152  5' 5" 155  5' 6" 158  5' 7" 163  5' 8" 167  5' 9" 172  5' 10" 177  5' 11" 182  6' 0" 187  6' 1" 192  6' 2" 197 Add 10 pounds for Standard Plus Non-Nicotine, Preferred Non-Nicotine, and Preferred Nicotine User PPNT Preferred Plus Nicotine Non-User