National Guardian Life - Burial Trust

Download the NGL Contract and get appointed through the Insurance Sales Network of America

• Download the Contract

• If you have questions about the contract or the following product information, please contact us by Email or by phone at:  877-544-3113

The NGL Trusts are offered at no cost to your clients, with no trust fees, and can be used in addition to any other trust they may already have. The process is simple and the assignment to the trust is part of the application in many states.

• Product Brochure

• Legacy Safeguard Brochure

• Trust Options

• Product Specification Quick Reference Guide

• Product Availability

• Agent Compliance Manual

• Average Funeral Cost

• Additional Forms

  • Application Guide - How to Fill Out Application and Trust Documents

  • NGL Funeral Expense Trust Document - Use for Trust up to $12,500

  • NGL Estate Planning Trust Document - Use for Trust up to $50,000

  • 1035 Exchange Form

  • Replacement Form

  • Multiple Beneficiary

  • FAQ

NGL Funeral Expense Trust Benefits:

• $12,500 maximum

• Protects funds from Medicaid spend-down upon effective date of transfer.

• The Trust is policy owner and beneficiary.

• The Trust will pay funeral costs with any excess funds going to the estate.
  
  Note: $12,500 maximum for the NGL Funeral Expense Trust. Amounts over $12,500 - up to $50,000 - must go into the NGL Estate Planning Trust.

NGL Estate Planning Trust Benefits:

• $50,000 maximum.

• Funds excluded from Medicaid spend-down after five years.

• The Trust is policy owner and beneficiary.

• Allows you to name a secondary beneficiary.

• The Trust will pay funeral costs with any excess funds going to a named beneficiary or estate of the insured.

Funding and protecting final expenses through a NGL Funeral Trust automatically provides your clients with FREE membership in Legacy Safeguard, which entitles survivors to funeral to funeral planning support and guidance.  Legacy Safeguard offers significant membership to your clients.

Membership Benefits:

Legacy Safeguard Planning Guide

• Comprehensive planning portfolio helps members record their legacy and allows them to store copies of their important documents for safe keeping

Support for Survivors:

• Bereavement Travel Assistance

• Grief Counseling Support

• Outlines the important information needed for a death certificate

• Helps record the final wishes to reduce stress among the survivors

• Can be securely stored in the Legacy Safeguard archives until the time of need

Every NGL Burial Trust Program includes the Legacy Safeguard Program.

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