ISN     Insurance Sales Network

 

Genworth Life and Annuity Insurance Company - Underwriting

 

Male
Amount / Ages		 0 - 17 18 - 39 40 - 44 45 - 49 50 - 59 60 - 70 71 - 99
0 - 99,999 A C C C C F1 F1
100,000 - 299,999 A C C C C F1 F1
300,000 - 500,000 A C C D D F1 F1
500,001 - 1,000,000 B C C D D F1 F1
1,000,001 - 2,000,000 B C D D D F1 F1
2,000,001 - 3,000,000 E C D D D F1 F1
3,000,001 - 5,000,000 E C D D D F1 F1
5,000,001 - 10,000,000 E G G G I2 H3 J1
10,000,001 - 50,000,000 E G I2 I2 I2 H3 J1

Female
Amount / Ages		 0 - 17 18 - 39 40 - 44 45 - 49 50 - 59 60 - 70 71 - 99
0 - 99,999 A C C C C F1 F1
100,000 - 299,999 A C C C C F1 F1
300,000 - 500,000 A C C D D F1 F1
500,001 - 1,000,000 B C C D D F1 F1
1,000,001 - 2,000,000 B C D D D F1 F1
2,000,001 - 3,000,000 E C D D D F1 F1
3,000,001 - 5,000,000 E C D D D F1 F1
5,000,001 - 10,000,000 E G G G I2 H3 J1
10,000,001 - 50,000,000 E G I2 I2 I2 H3 J1


Requirements Combination Key
 A  Non-Medical
 B  Paramed, Urinalysis, Attending Physician Statement
 C  Paramed, Urinalysis, Blood Profile
 D  Paramed, Urinalysis, Blood Profile, EKG
 E  Paramed, Urinalysis, Attending Physician Statement, Dried Blood Spot
 F  Paramed, Urinalysis, Attending Physician Statement, Blood Profile, EKG
 G  Urinalysis, Blood Profile, EKG, Physician Exam
 H  Urinalysis, Attending Physician Statement, Blood Profile, Physician Exam, Treadmill EKG
 I  Urinalysis, Blood Profile, Physician Exam, Treadmill EKG
 J  Urinalysis, Attending Physician Statement, Blood Profile, Physician Exam


Footnote Key
1 For ages 65 and over, the APS must include evidence that the proposed insured visited his/her personal care physician in the 18 months immediately before the date of the application Part 1 or 2, whichever is later.
2 For persons with known coronary artery disease, treadmill stress test is NOT required. For these persons, requirements include a resting EKG, all other age and amount requirements and an APS that includes full cardiac records.
3 For ages 65 and over, the APS must include evidence that the proposed insured visited his/her personal care physician in the 18 months immediately before the date of the application Part 1 or 2, whichever is later.

For persons with known coronary artery disease, treadmill stress test is NOT required. For these persons, requirements include a resting EKG, all other age and amount requirements and an APS that includes full cardiac records.


Genworth Life and Annuity Insurance Company - Build Charts

 
Male/ Female Build Chart
Height PB PNN SelNN
 5' 0" 145 154 164
 5' 1" 149 159 169
 5' 2" 153 164 174
 5' 3" 158 169 179
 5' 4" 162 175 185
 5' 5" 166 180 190
 5' 6" 170 186 196
 5' 7" 176 192 202
 5' 8" 182 197 207
 5' 9" 188 203 213
 5' 10" 193 209 220
 5' 11" 199 215 226
 6' 0" 205 221 232
 6' 1" 211 227 239
 6' 2" 216 234 245
 6' 3" 222 240 252
 6' 4" 227 246 259
 6' 5" 233 253 266
 6' 6" 238 260 273
 6' 7" 243 266 280
 6' 8" 249 273 287
 6' 9" 254 280 294
 6' 10" 260 287 301
 6' 11" 265 294 309
 
PB Preferred Best No Nicotine Use
PNN Preferred No Nicotine Use
SelNN Select No Nicotine Use