North American Company for Life and Health Insurance - Underwriting Information

Male Amount / Ages	18 - 45	46 - 55	56 - 60	61 - 75	76 - 99
100,000 - 249,999	A1	A1	A1	A6	H
250,000 - 500,000	A1	A1	A1	B6	J
500,001 - 1,000,000	C1	C1	D1	G5	K
1,000,001 - 2,000,000	C1	D2	D2	H5	J
2,000,001 - 3,000,000	E4	E3	E3	F7	L
3,000,001 - 5,000,000	E	E	F	F	L
5,000,001 - 30,000,000	P	N	N	N	M

Female Amount / Ages	18 - 45	46 - 55	56 - 60	61 - 75	76 - 99
100,000 - 249,999	A1	A1	A1	A6	H
250,000 - 500,000	A1	A1	A1	B6	J
500,001 - 1,000,000	C1	C1	D1	G5	K
1,000,001 - 2,000,000	C1	D2	D2	H5	J
2,000,001 - 3,000,000	E4	E3	E3	F7	L
3,000,001 - 5,000,000	E	E	F	F	L
5,000,001 - 30,000,000	P	N	N	N	M

Requirements Combination Key
A	Paramed, MVR, Blood Profile, Urinalysis, Consumer Life Application
B	Paramed, MVR, Blood Profile, EKG, Urinalysis, Consumer Life Application
C	Paramed, MVR, Blood Profile, Personal History Interview, Urinalysis, Consumer Life Application
D	Paramed, MVR, Blood Profile, Personal History Interview, EKG, Urinalysis, Consumer Life Application
E	MVR, Blood Profile, APS, Personal History Interview, Physician Exam, EKG, Urinalysis, Consumer Life Application, Financial Questionnaire
F	MVR, Blood Profile, APS, Personal History Interview, Physician Exam, Treadmill EKG, Urinalysis, Consumer Life Application, Financial Questionnaire
G	MVR, Blood Profile, Personal History Interview, Physician Exam, EKG, Urinalysis, Consumer Life Application
H	MVR, Blood Profile, Personal History Interview, Physician Exam, EKG, Urinalysis, Consumer Life Application
I	Paramed, MVR, Blood Profile, APS, Personal History Interview, EKG, Functional Capacity Evaluation, Urinalysis, Consumer Life Application
J	Paramed, MVR, Blood Profile, APS, EKG, Functional Capacity Evaluation, Inspection Report, Urinalysis, Consumer Life Application
K	Paramed, MVR, Blood Profile, APS, EKG, Functional Capacity Evaluation, Inspection Report, Urinalysis, Consumer Life Application
L	Paramed, MVR, Blood Profile, APS, EKG, Functional Capacity Evaluation, Inspection Report, Urinalysis, Consumer Life Application, Financial Questionnaire
M	Paramed, MVR, Blood Profile, APS, Functional Capacity Evaluation, Inspection Report, Treadmill EKG, Urinalysis, Consumer Life Application, Financial Questionnaire
N	MVR, Blood Profile, APS, Physician Exam, Inspection Report, Treadmill EKG, Urinalysis, Consumer Life Application, Financial Questionnaire
O	Paramed, MVR, Blood Profile, APS, Functional Capacity Evaluation, Inspection Report, Urinalysis, Consumer Life Application
P	MVR, Blood Profile, APS, Physician Exam, EKG, Inspection Report, Urinalysis, Consumer Life Application, Financial Questionnaire

Footnote Key
1	APS (for cause)
2	APS (6 months)
3	APS (2 years)
4	APS (1 year)
5	APS ages 61-69 (1 year), 70-75 APS
6	APS ages 61-69 (for cause), 70-75 APS
7	APS ages 61-69 (2 years), 70-75 APS

North American Company for Life and Health Insurance - Build Charts

ADDvantage Male Build Chart Height SPNT Pref NT SPNT  4' 10" 134 138 153  4' 11" 138 143 158  5' 0" 143 148 163  5' 1" 148 153 169  5' 2" 153 158 175  5' 3" 158 163 180  5' 4" 163 169 186  5' 5" 168 174 192  5' 6" 173 179 198  5' 7" 178 185 204  5' 8" 184 190 210  5' 9" 189 196 216  5' 10" 195 202 222  5' 11" 200 208 229  6' 0" 206 213 235  6' 1" 212 219 242  6' 2" 218 225 249  6' 3" 224 232 256  6' 4" 230 238 263  6' 5" 236 245 270  6' 6" 242 251 277   SPNT Super Preferred Non-Tobacco Pref NT Preferred Non-Tobacco SPNT Standard Plus Non-Tobacco

ADDvantage Female Build Chart Height SPNT Pref NT SPNT  4' 10" 124 129 138  4' 11" 128 133 143  5' 0" 133 138 148  5' 1" 137 143 153  5' 2" 142 147 158  5' 3" 146 152 163  5' 4" 151 157 169  5' 5" 156 162 174  5' 6" 161 167 179  5' 7" 166 172 185  5' 8" 171 177 190  5' 9" 176 182 196  5' 10" 181 188 202  5' 11" 186 193 208  6' 0" 191 199 213  6' 1" 197 204 219  6' 2" 202 210 225  6' 3" 208 216 232  6' 4" 213 221 238  6' 5" 219 228 245  6' 6" 225 234 251   SPNT Super Preferred Non-Tobacco Pref NT Preferred Non-Tobacco SPNT Standard Plus Non-Tobacco