Overview
Clients can leverage assets they don't intend to use during their
lifetime - e.g., CDs, deferred annuities, or mutual funds - into a
death benefit that is federal income tax-free in most cases!
Clients have the flexibility to choose from two payment options:
- Pay premiums all
at once ($25,000 minimum).
- Pay annual scheduled required
premiums over a 2- to 10-year period (minimum payment period
amounts apply and vary by duration).
Clients can rest assured knowing their policy is backed by a highly
rated and trusted carrier - Transamerica Occidental Life Insurance
Company, with more than a century of strength and experience.
- Options 7, 8 and
9 can be used for Medicaid planning.
Whats in it for Me?
The ability to expand your
market to clients who:
- Have assets they
don't intend to use in their lifetime (e.g., CDs, annuities,
mutual funds).
- Want to transfer
wealth to their loved ones and minimize their tax burden.
- Would like access
to their assets through loans or withdrawals, should circumstances
warrant it.
- Are looking for a
carrier with a long tradition of strength, security, and service.
- Prefer Simplified
Issue Underwriting.*
- Want the
convenience of linking to a Transamerica single-premium immediate
annuity and using the income stream to pay premiums.
- Would like the
security of an optional rider for return of premium at surrender
(available on single-premium policies only).
Competitive commissions
and Rewards points.
