ISN     Insurance Sales Network

 
United of Omaha - Underwriting Information
Male
Amount / Ages		 0 - 17 18 - 30 31 - 35 36 - 45 46 - 55 56 - 60 61 - 65 66 - 70 71 - 99
50,000 - 99,999 A A A A A C C C C2
100,000 - 249,999 A D D D E E E E E2
250,000 - 499,999 B D D D E E F F G2
500,000 - 750,000 B H H H E I I I J2
750,001 - 1,000,000 B H H H I I I I J2
1,000,001 - 2,000,000 B K K L L L L J J2
2,000,001 - 3,000,000 B K K L L L L J J2
3,000,001 - 5,000,000 B O O N N N M M M2
5,000,001 - 50,000,000 B O O N P P P P P2

Female
Amount / Ages		 0 - 17 18 - 30 31 - 35 36 - 45 46 - 55 56 - 60 61 - 65 66 - 70 71 - 99
50,000 - 99,999 A A A A A C C C C2
100,000 - 249,999 A D D D E E E E E2
250,000 - 499,999 B D D D E E F F G2
500,000 - 750,000 B H H H E I I I J2
750,001 - 1,000,000 B H H H I I I I J2
1,000,001 - 2,000,000 B K K L L L L J J2
2,000,001 - 3,000,000 B K K L L L L J J2
3,000,001 - 5,000,000 B O O N N N M M M2
5,000,001 - 50,000,000 B O O N P P P P P2


Requirements Combination Key
 A  Non-Medical
 B  N/A
 C  Non-Medical , APS
 D  Non-Medical , Blood Profile, MVR, Urinalysis, Abbreviated Paramed
 E  Blood Profile, Paramed, Urinalysis
 F  Blood Profile, Paramed, EKG, Urinalysis
 G  Blood Profile, EKG, Physical Exam, Personal History Interview, Urinalysis
 H  Blood Profile, Paramed, MVR, Urinalysis
 I  Blood Profile, Paramed, EKG, Urinalysis
 J  Blood Profile, EKG, MVR, Physical Exam, Personal History Interview, Urinalysis
 K  Blood Profile, Paramed, MVR, Personal History Interview, Urinalysis
 L  Blood Profile, Paramed, EKG, MVR, Personal History Interview, Urinalysis
 M  Blood Profile, EKG, MVR, Physical Exam, Inspection Report, Urinalysis
 N  Blood Profile, Paramed, EKG, MVR, Inspection Report, Urinalysis
 O  Blood Profile, Paramed, MVR, Inspection Report, Urinalysis
 P  Blood Profile, MVR, Physical Exam, Inspection Report, Treadmill EKG, Urinalysis


Footnote Key
1 Blood Profile & Urinalysis are required in the following High Risk states: CA FL GA IL MD NJ SC TX DC PR NY
2 All cases over age 85 will be handled on a facultative basis only.


United of Omaha - Build Charts
Build Chart
Height PP PNT SPNT
 4' 8" 121 121 143
 4' 9" 126 126 150
 4' 10" 131 131 155
 4' 11" 136 136 160
 5' 0" 141 141 167
 5' 1" 146 146 175
 5' 2" 152 152 180
 5' 3" 157 157 185
 5' 4" 162 162 190
 5' 5" 167 167 195
 5' 6" 172 172 200
 5' 7" 177 177 205
 5' 8" 181 181 210
 5' 9" 187 187 215
 5' 10" 191 191 222
 5' 11" 197 197 227
 6' 0" 202 202 234
 6' 1" 208 208 242
 6' 2" 213 213 247
 6' 3" 219 219 252
 6' 4" 224 224 258
 6' 5" 230 230 264
 6' 6" 237 237 270
 6' 7" 243 243 276
 
PP Preferred Plus
PNT Preferred Non-Tobacco
SPNT Standard Plus Non-Tobacco
Term Life Complete
Height PN SN
 4' 8" 134 152
 4' 9" 140 157
 4' 10" 145 162
 4' 11" 150 168
 5' 0" 156 174
 5' 1" 163 180
 5' 2" 169 186
 5' 3" 174 191
 5' 4" 179 197
 5' 5" 184 204
 5' 6" 190 210
 5' 7" 195 217
 5' 8" 199 223
 5' 9" 205 230
 5' 10" 211 236
 5' 11" 217 243
 6' 0" 222 250
 6' 1" 229 257
 6' 2" 234 264
 6' 3" 240 272
 6' 4" 245 279
 6' 5" 251 287
 6' 6" 258 298
 6' 7" 264 302
 6' 8" - 310
 6' 9" - 317
 6' 10" - 325
 
PN Preferred Non-Tobacco
SN Standard Non-Tobacco
Term Life Express
Height SN ST
 4' 8" 197 197
 4' 9" 202 202
 4' 10" 208 208
 4' 11" 214 214
 5' 0" 220 220
 5' 1" 226 226
 5' 2" 232 232
 5' 3" 238 238
 5' 4" 245 245
 5' 5" 251 251
 5' 6" 258 258
 5' 7" 265 265
 5' 8" 274 274
 5' 9" 282 282
 5' 10" 289 289
 5' 11" 298 298
 6' 0" 305 305
 6' 1" 313 313
 6' 2" 321 321
 6' 3" 329 329
 6' 4" 338 338
 6' 5" 347 347
 6' 6" 358 358
 6' 7" 367 367
 6' 8" 376 376
 6' 9" 385 385
 6' 10" 395 395
 
SN Standard Non-Tobacco
ST Standard Tobacco